Family Life, Published Articles

Why Having a Joint Account in Marriage is Not the Real Issue

“Don’t ever let love so intoxicate you to the point of opening a joint account.”

This was the advice one of my mothers-in-Christ gave me long before I got married. I understood that it was based on her own experience, as well as those of women she had counselled. Still, I couldn’t help wondering whether or not the experiences of an unfortunate few made the practice wrong.

Emeke, who recently started dating Ese, expressed his desire to run a joint account with her should they eventually get married. “I like it because it shows openness. It worked great for my parents.”  Unfortunately, Ese holds the opposite view. “I don’t like the idea at all. It was horrible for my mother. If we’re saving together towards a common goal or project then that’s fine, but just running a joint account together like that, no please.”

On the surface this looks like yet another item of baggage being carried over from parents’ marriage into that of the offspring, but a closer look reveals otherwise.

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