Is It Wrong to Want Wealth?

I recently realized that one of the reasons I’m not yet wealthy is that I have never wanted to be. Not that God doesn’t want to bless me, not that Nigeria is hard, just that I never opened myself up to wealth.

Do you really want to be wealthy? This sounds like a question to which most people would answer yes. Without thinking about the question I would answer yes, too.

Only upon recent introspection did I realize that my relationship with money was not exactly healthy.

It just didn’t feel right to want lots of money. It felt unspiritual, like serving mammon. Continue reading…

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Personal Finance: 7 Things We Know We Should Be Doing, But Aren’t

We know how in marriage, life and laziness get in the way of applying knowledge that we have. Interestingly, the same thing happens when it comes to personal finance; we acquire tons of knowledge but how much of it do we apply? Here are a few personal finance basics few take time to practice.

Side Hustle: Partner with Me

Speaking of the side hustle phenomenon…

LAGOS, NIGERIA: I’m working on an amazing, life-changing project and I need firebrands to partner with.

If you’re open to a #sidehustle and you think we can work well together, send me an email: pinpointcreatives [at]yahoo[dot]com stating what you currently do, and what you’re passionate about.

If you live in the Lekki-Ajah area that’s a plus, as we can meet up right away.

#YourCallingIsCalling

Proverbs 31 Babe: Why You Should Have a Side Hustle

A side hustle is a service or product that you offer or sell on the side of your current full time job or business, to earn extra income.

There are many inspiring things about the Proverbs 31 woman. She has encouraged me to embrace the virtue of early rising, taught me the value of earning my own income as a woman, and helped me understand the importance of having help at home.

She has also taught me the value of having a side hustle, which is something that has changed my life in more ways than I can count. Here are just a few reasons why you should get a good side hustle in 2018.

Proverbs 31 Babe: Why You Must Have Your Own Money

1. You Are a Person.

Yes, you are a human being. Ecclesiastes 3:13 says “And people should eat and drink and enjoy the fruits of their labour, for these are gifts from God.” Being a woman doesn’t exclude you or mean that the gift of God doesn’t apply to you. The “virtuous and capable wife” in Proverbs 31 knew this. She went about her various businesses with zest and vigour, and applying her God given aptitude she invested her earnings, creating multiple streams of income and multiplying her revenue! Have a look:

-“She finds wool and flax and busily spins it.”

-“She goes to inspect a field and buys it; with her earnings she plants a vineyard.”

– She is energetic and strong, a hard worker. She makes sure her dealings are profitable; her lamp burns late into the night.

– She makes belted linen garments and sashes to sell to the merchants

Man or woman, there is dignity in labour. God has made it so, and is well pleased to see it. Get with the programme.

Real Estate Investment Secrets Every Young Nigerian Should Know

I’m not wealthy yet, not by a long shot. Editors don’t earn much, and writers are paid even less, so when a client I have great respect for invited me to a real estate investment seminar last week, I wondered why.

Perhaps she has seen into my future and I’m about to come into money! After all, investing in real estate is for rich, financially free people, isn’t it?

Since she was inviting me on her own account, I gladly went, eager to learn something I could use in the not-so-near future.

It turns out I was wrong. Real estate isn’t just for the rich and established! Real estate is for me, a young woman in her 30s trying to build a career and raise a family. Real estate is for you, too. And we can start now. Continue reading…

Should You Leave Your Children an Inheritance?

Many parents [agree] that leaving money to children is tantamount to digging their early graves, but must this always be the case? Isn’t there a way to allow your children learn hard work and financial prudence, and make their own way in life, while enjoying the benefits of an inheritance? Read more…

Important Questions You Must Answer to Beat Poverty

• What can I do, right now, to increase my income?
• How can I reduce my expenses? In what ways can I cut spending?
• Apart from my main income stream, what do I have that is of value to others, and how can I polish and package it to earn income for me?
• What am I naturally good at? What are my talents and gifts? How many of them have I honed into skills?
• Do I know people who have walked my chosen path to wealth? How can I learn from them?
• What opportunities for earning more and building wealth have I missed in the past and why? Can I salvage any?

See more HERE.

What Does the Bible Say About Laziness?

It gives me no small comfort to know that regardless of what challenge I’m facing at any time, the Bible has something to say. From anger, to too much talk, sound counsel abounds in the Bible. It is not silent on the issue of laziness either. Is it merely a bad habit, or a potentially dangerous one? What does the Bible say about laziness? Read more…

10 Money Lessons for Friends and Lovers

“Money separates friends” is a phrase I heard quite often growing up, and along with the quote, “Neither a borrower nor a lender be” it formed my money philosophy as a teen. I witnessed enough “friendships” go sour because someone borrowed and didn’t pay back, to know that there was truth to the saying. So unless I was gifting cash, I avoided the topic as much as possible when it came to friends and lovers.

As I grew older however, it became more and more difficult to keep the subject of money out of relationships. Read more…